NY to car insurers: Don't use education, job to set rates

This image from video, taken Oct. 1, 2015, shows Insurance Institute for Highway Safety (IIHS) Senior Research Engineer David Aylor in the drivers seat with an electronic display on the dashboard at the IIHS Vehicle Research Center in Ruckersville, Va. American car buyers are baffled by a blizzard of new safety technologies in vehicles that vary from manufacturer to manufacturer, from model to model, and from one options package to another. (AP Photo/Dan Huff)

ALBANY, N.Y. (AP) -- New York state is moving to restrict the ability of auto insurers to use a customer's job or education to set premiums.

Gov. Andrew Cuomo announced the proposed regulation Tuesday. The Democrat says it's necessary to stop an unfair and discriminatory practice that has nothing to do with a person's driving ability.

Insurers could still adjust rates based on a driver's education or job but they must justify the decision to state insurance regulators.

The proposed regulation must be published in the state register and opened for public comment before taking effect this summer.

The New York Public Interest Research Group hailed the move. A 2014 NYPIRG analysis found that drivers without a college degree who work a "non-professional" job often pay much higher premiums than a college-educated professional.

AP-WF-05-16-17 1947GMT

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